Rethink Your Appearance Protection
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All the products your dealerships want, no useless fluff.

TruWarranty offers all the warranty & service contract products your dealerships want. Stop paying extra for excess training (and trips), and start using modern F&I programs designed for digital retailing.

Exclusionary and stated coverages that are the best in the industry. No separate ceding fees. No loss adjustment expenses. Easy to reinsure. Customized claims handling.

Pick your Powertrain: want Lifetime? Certified Pre-Owned (CPO)? Short terms? Dealer Obligor or Admin Obligor? A- rated clip? No problem.

Available as walkaway or reinsured GAP, with aggressive pricing and all the usual benefits and coverage.

Our very own industry-leading Appearance Protection coverage that’s not married to a costly application process. Preload at the click of a button.

Appearance Protection bundled with TruKey replacement, 24/7 roadside assistance, paintless dent repair, windshield repair, and alloy wheel coverage. Visit exogloss.com for more information.

The perfect preload that provides excellent consumer value at an excellent dealer cost. Preload at the click of a button.

Upsell to TruWrap to gain exclusionary coverage out to 150,000 miles for all major brands and stop the administrator “double-dipping” with the industry’s first Disappearing Admin Fee.

High mileage coverage with best-in-class eligibility: up to 20 years and 200,000 miles. Perfect for rounding out the coverage of TruVSC.

The traditional bundle with full tire & wheel coverage, plus key replacement, paintless dent repair, windshield repair, and roadside assistance.

TruCompliance is an easy-to-use Learning Management System that ensures all dealership employees are meeting Federal Compliance Regulations.

Make your dealerships stand out with our turnkey certified pre-owned program, which is private labeled and customized for your vehicle mix.

Paintless Dent Repair like you’ve never seen it, with YDE’s innovative claims adjudication interface that makes customers happy and keeps loss ratios in check.

Owning your private-labeled maintenance program gives you a competitive edge over dealers offering manufacturer maintenance. Completely customizable, with instant redemptions via virtual credit cards.

TruTire & Wheel coverage gives your customers peace of mind about being a terrible driver. Just kidding (sorta). All the T&W coverage you’d expect, with options to cover chrome and cosmetic.

TruWarranty offers multiple warranty programs for your dealership. These programs allow for great marketing opportunities.

Identity theft recovery and monitoring at its best, for the entire family. TruIdentity is a valuable service for your customers that helps your dealerships meet the mitigation component of the FTC’s Red Flags Rule.

TruEtch is the new and improved standard of anti-theft protection: everything is digital, simple to install, and low-cost. The time has come for dealers to self-service their etch program. It couldn’t be easier.

We make your dealerships look and feel like a TPA.

Get busy building your own brand, or get busy being lost in the shuffle with other dealers.

Sticking with the boring old TPAs out there means you always play by their old rules.

TruWarranty and ExoGloss are not agencies reselling someone else’s stuff. We are a true third party administrator. We assemble the insurance clip, the claims adjudication, the contract administration, the reinsurance, and the technology into one turnkey solution. Working with TruWarranty means you’re going straight to the well.

Step 1

We take your logo and bio, and craft an amazing F&I brand guide that’s worthy of a national footprint.

Step 2

You use our turn-key reinsurance process to assign underwriting profits to either your agency, or to your dealers. This is much easier than you’ve been led to believe.

Step 3

We design your brochures and other marketing materials, including website (if desired).

Step 4

You and your dealers get your very own online and private-labeled platform to sell, remit, and administer all the products.

Step 1

We take your logo and bio, and craft an amazing F&I brand guide that’s worthy of a national footprint.

Step 3

We design your brochures and other marketing materials, including website (if desired).

Step 2

You use our turn-key reinsurance process to assign underwriting profits to either your agency, or to your dealers. This is much easier than you’ve been led to believe.

Step 4

You and your dealers get your very own online and private-labeled platform to sell, remit, and administer all the products.

Key Features

  • Dashboards for both agents and dealers.
  • Online reinsurance reporting.
  • Robust contract administration.

Deploy Remotely

Switching to TruWarranty products is easy to do remotely.

Everything we do is digital—all our contracts, brochures, agreements, forms, and instruction guides are easy to access online.

Deploying our programs is disruption-free when all you have to do is swap out electronic forms.

Do you want to know how your dealership stacks up?

Get immediate feedback on the performance of your existing warranties and F&I Managers.

Click here to learn more about TruReports.

PRIVATE-LABELING

At this point, you’ve heard about AutoNation private-labeling their F&I products, starting back in 2015.  Have you paid attention to the result? Their F&I PVR is now $2,400, the highest in the industry.

Mike Jackson, CEO of AutoNation, attributes this success to the fact that customers want the name on their new warranty to match the name of the dealership they’re buying from. It makes the selling process easier for F&I Managers, so everyone is happy.

Now, your dealerships have the exact same ability to private label their warranties,  with minimal sales volume.  Private-labeling your products is absolutely the best way to build loyalty & improve customer retention, and now you don’t have to be the size of AutoNation to capitalize on this.

REVOLUTIONARY CLAIMS

F&I menus were developed years ago as a way for dealers to assimilate multiple warranty products from multiple administrators into one, easy-to-understand interface. Now your dealerships can take the same approach with claims adjudication using the Your Dealer Experience web platform.

TruWarranty products are compatible with all major menu systems.

Monitor all your dealers’ production with ease. Start getting proactive and intentional with your clients.

We know how to play nice.

Why TruWarranty?

  • Retention

    Our Private-labeled Products are designed to keep customers coming back             —to YOUR dealership

  • TruClaims

    <span>Powered by YDE</span>Service departments can use our innovative TruClaims adjudication web platform (powered by YDE) to save time filing claims.
  • A-Rated

    All products available as non-reinsured or reinsured, and are backed by an A- rated insurance company.
  • Price

    Stay Competitive—all TruWarranty products are priced like the largest ancillary provider in the industry.
  • Private-Labeled Marketing

    Private-labeling our brochures to your dealerships and prospects has never been easier—do it online in seconds.
  • No Exclusivity Needed

    You never have to fire anyone to hire TruWarranty.  No exclusivity needed—and you can sign up right on this website.

Retention

Our Private-labeled Products are designed to keep customers coming back--to YOUR dealership.

TruClaims

Service departments can use our innovative TruClaims adjudication web platform (powered by YDE) to save time filing claims.

A-Rated

All products available as non-reinsured or reinsured, and are backed by an A- rated insurance company.

Compliance-Driven

All TruWarranty products are designed from the ground up to keep your dealership compliant.

Reinsurance, Made Easy

We understand profit participation better than anyone. Our turn-key reinsurance program keeps things simple for you.

Keep Your VSCs

Happy with your current VSC provider? No problem—keep them in place, and use us for the rest.

Got questions? We’d love to talk.